Foundation Wealth
Personal Finance Consulting

Educate. Plan.
Grow.

NISM Certified MFD

Helping individuals and families take control of their finances through structured education, goal-based planning, and practical investment strategies tailored for Indian households.

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Hariprasath Loganathan
Financial Educator & MF Distributor · NISM Certified
Goal-Based Planning Mutual Fund Guidance Financial Literacy Karur, Tamil Nadu
8+
Years Experience
100%
Goal-Focused
Free
Education Session
10+
Sessions Completed
About

An Educator Who Speaks Your Language

I'm Hariprasath Loganathan, a financial educator and NISM-certified Mutual Fund Distributor based in Karur, Tamil Nadu. With over 8 years of hands-on experience in equity and debt investing, I understand the real challenges Indian families face when building wealth.

My approach is simple — educate first, plan next. I believe that when you understand why you're investing, you stay committed through market ups and downs. I combine structured financial literacy with personalised, goal-based investment planning.

I run free financial literacy workshops for beginners and offer personalised planning sessions for those ready to take a serious step toward their financial goals.

Education-First Philosophy
I don't just recommend products — I help you understand compounding, inflation, and asset allocation so you can make confident decisions.
Goal-Based Investing
Every plan is built around your specific life goals — child's education, home purchase, retirement — with clear SIP and corpus targets.
Free Workshops for Beginners
Free one-on-one and group sessions covering compounding, inflation, and investment basics for first-time investors.
Data-Driven Reports
Clients receive personalised PDF reports with scenario analysis, SIP schedules, and goal timelines — clear numbers, no vague advice.
Services

What I Offer

Goal-Based Investment Planning
Structured plans for retirement, children's education, home purchase — built around your timeline and risk appetite.
Financial Literacy Workshops
Free workshops on compounding, inflation, asset allocation, and mutual funds — designed for first-time investors.
Mutual Fund Guidance
NISM-certified MFD services — fund selection, portfolio review, and rebalancing aligned with your goals.
Personalised Financial Reports
Detailed PDF reports with SIP targets, corpus projections, drawdown simulations, and scenario analysis.
One-on-One Consultations
Personal sessions to review your finances, identify gaps, and build a clear action plan — first session always free.
Planning for Freelancers
Specialised planning for self-employed professionals — variable income structuring, tax-efficient investing, and emergency fund planning.
Who This Is For
First-time investors who want a clear, step-by-step plan without confusion.
Young families planning for education, home goals, and long-term security.
Professionals and freelancers needing structure, discipline, and accountability.
Long-time investors who want a friendly portfolio review and a second opinion.
Plan-driven advice, not product-driven sales — every recommendation starts with your goals, not a pitch.
Process

How We Work Together

A simple, repeatable process that keeps your plan focused and easy to follow.

DiscoverUnderstand your current money habits, goals, and priorities.
PlanBuild a goal-based roadmap with clear steps and targets.
ExecuteStart the SIPs, automate contributions, and set up reviews.
ReviewTrack progress and rebalance as your life changes.
Testimonials

What Clients Say

Short, real-world outcomes from people who wanted clarity and confidence.

“I cannot recommend HariPrasath enough. When I approached him for financial guidance, I expected a standard list of recommendations. Instead, Hari actually took the time to teach me the mechanics of investing. He didn’t just preach about where to put my money; he broke down exactly how mutual funds, debt funds, and liquid funds work so I could understand the 'why' behind the strategy. What truly sets Hari apart is his dedication. He never stopped at just delivering what was promised—every time I had a question or needed clarification, he went above and beyond to help me. If you want an expert who truly educates and empowers you to take control of your financial future, Hari is the person to go to. I wish him the absolute best as he continues to grow and help others!”
GA
Ganesh
Young Couple • Singapore
“Well informative session focused with tailored financial needs. Sticked to the content and no marketing tactics as well which helped to take my decisions easily without bias. Explained well about how important is investment based on goals. Overall it was an interesting session and even a layman can get to know how to plan their financials.”
AS
Ashokan
Young Family • Japan
“This session was a game-changer for me. Despite my previous confidence in managing my own finances, the insights shared here revealed a depth of detail I hadn't considered. It has allowed me to restructure my investment strategy and brought a new level of clarity to my financial planning process.”
SU
Surendar
Family of 4 • Karur
“Great experience shaping my financial path—very knowledgeable, understands my situation well, and always makes time for personalized guidance. The tools and insights provided have given me strong clarity and confidence in my financial journey. In crispy - shaping future with genuine financial guidance.”
KA
Karthi
Family of 3 • Chennai
Tools

Financial Calculators

Quick, practical tools to help you plan — no sign-up needed.

SIP Calculator — How much will your SIP grow?
Enter your monthly SIP, expected return, and duration. Add a step-up if you increase SIP every year.
Total Invested
Estimated Returns
Total Corpus
Assumes end-of-month SIP contributions with monthly compounding. Step-up applies once per year at the start of each year.
Lumpsum Calculator — What will your one-time investment grow to?
Enter a one-time investment and see how it grows over time with annual compounding.
Total Invested
Estimated Returns
Total Corpus
Assumes annual compounding. Results are estimates.
XIRR Calculator — What is the annualized return for your cash flows?
Choose a contribution frequency, set the payment window, and provide the maturity amount to compute annualized return.
Maturity equals end date
Total Invested
Total Received
Total Earned
XIRR (Annualized)
XIRR is an annualized rate that depends on timing of cash flows and maturity value.
Goal Corpus Calculator — What SIP do you need?
Enter your target amount and time horizon to estimate the SIP required to reach the goal.
Future Value of Existing Corpus
Remaining Corpus Needed via SIP
Required Monthly SIP
Assumes end-of-month SIP contributions with monthly compounding.
Inflation Adjuster — What will today's amount become in future?
Estimate how inflation changes the future value of today’s money.
Current Value
Inflated Future Value
Purchasing Power Lost
Uses annual inflation compounding. Results are estimates.
Present Value Finder — What is a future amount worth today?
Estimate today’s value of a future amount using a discount rate.
Future Value
Present Value (Today's Worth)
Difference
Uses annual discounting. Results are estimates.
SIP + Lumpsum Calculator — Combined corpus projection
Combine a one-time investment with a monthly SIP to see total growth.
Lumpsum Future Value
SIP Future Value
Total Amount Invested
Total Corpus
Total Wealth Gain
Lumpsum uses annual compounding (SBI-style). SIP uses monthly compounding with optional step-up.
Goal Investment Planner — Plan a future goal with inflation
Add multiple goals to estimate required SIP and lump sum considering inflation.
Total Inflated Future Value
Total Gap to Fund
Total SIP per Month
Total Lump Sum Today
Inflates each goal and estimates SIP/lumpsum using monthly compounding.
Asset Class Finder — You can’t optimize all three
Tap any two corners to reveal the asset class that best matches those priorities. You’ll always trade off the third.
Pick two priorities
The third always becomes a trade-off.
Selected: none
Calculators provide estimates based on your inputs. They do not account for taxes, fees, or market volatility and should not be treated as financial advice.
Contact

Let's Start Your Financial Journey

Whether you're just starting out or want to review your existing portfolio, I'm here to help. The first session is always free — no pressure, no products pushed, just honest education and planning.

Karur, Tamil Nadu, India
hariprazath@gmail.com
+91 99440 60203
Chat on WhatsApp
Mon–Sat, 9 AM – 7 PM IST

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